Our Loan Services
Flexible financial solutions designed specifically for Jamaican women
Choose the Right Loan for Your Needs
From quick payday solutions to business growth funding, we have the right financial product for every situation.
Payday Loans
Need Cash Fast? Get a Payday Loan Today!
Stuck between paychecks? We've got your back! Our Payday Loans are designed to give you quick, hassle-free cash when you need it most.
✅ Key Features:
- No security required
- Repayment Terms: 1 month
- Payment Frequency: Weekly, bi-weekly or one flat payment
- Approval Time: Under 24hrs
- Payment Methods: Bank transfer or Card payment in office
📋 Requirements:
- Government-Issued ID (Driver's License, Passport or Voter's ID)
- Work ID (if available)
- Tax Registration Number (T.R.N.)
- Recent photograph
- Proof of address (utility bill or Letter from Justic of Peace)
- Three recent pay slips
- Two recent bank statements (salary account)
Personal Loans
From home projects to school fees and everything in between
Our Personal Loans provide the extra support you need for life’s planned and unplanned expenses.
✅ Key Features:
- Repayment Terms: Up to 6 months to repay
- Repayment Frequency: Weekly /Fortnightly /Monthly
- Payment Method: Salary deduction for convenience
- Approval Time: Under 72hrs
📋 Requirements:
- Government-Issued ID (Driver's License, Passport or Voter's ID)
- Work ID (if available)
- Tax Registration Number (T.R.N.)
- Recent photograph
- Proof of address (utility bill or Letter from Justice of Peace)
- Three recent pay slips
- Two recent bank statements
- Credit report (A standard non-refundable fee of $2,500* is required for loan amounts of $50,000 and above.)
Collateral Loans
Need Cash But Don't Qualify for Other Loans? Try a Collateral Loan!
Got a device or valuable item? Turn it into instant money with our Collateral Loans - just like a pawn loan, but better!
✅ Key Features:
📋 Requirements:
- Government-Issued ID (Driver's License, Passport or Voter's ID)
- Eligible collateral (electronics, gaming systems, motor vehicles, real estate, etc.)
- Submit relevant documents and/or images for pre-approval
- Schedule in-person evaluation by qualified appraiser
- Receipts or certificates of ownership may be requested
Note: Applicants must be 18 years or older. All items must be in good working condition and verified for authenticity.
Business Loans
Fuel Your Business Growth with a Powerful Business Loan!
Whether you're upgrading equipment, boosting cash flow, or launching a new venture. Our Business Loans give you the support to move forward with confidence.
✅ Key Features:
- Repayment Terms: Up to 9 months
- Perfect For: Inventory, payroll, expansion, new locations
- Benefits: Quick approval, continued line of credit
- Target: SME's
📋 Requirements for Applicant:
- Government-Issued ID verified
- Work ID (if available)
- Tax Registration Number (T.R.N.)
- Recent photograph
- Proof of address (utility bill, JP letter, or rental agreement)
- Three Recent Payslips
- Two Recent Bank Statements
- Credit Report (A standard non-refundable fee of $2,500 is required for loan amounts of $50,000 and above.)
📋 Requirements for Business:
- Business plan
- Incorporation documents
- Recent financial statements
- Recent annual returns filed
- Proof of business operation (site visit by field officer)
- Bank statements for last three months
- Personal Guarantee - Pledge Assets
Note: Additional information may be required based on your specific business needs and loan amount.
Compare Our Loan Products
Find the perfect loan for your specific needs
Simple Application Process
Getting your loan is easier than you think
Choose Your Loan
Select the loan product that best fits your needs and financial situation.
Submit Application
Complete our application form with required documents and information.
Get Approved
Receive approval decision and loan terms within 48 hours.
Receive Funds
Get your money quickly and start achieving your financial goals.
Ready to Get Started?
Don't let financial barriers hold you back. Apply for the loan that's right for you today.